ITIN Premier Loans for Self-Employed Borrowers

With Tony McConnell at The Mortgage Krew, ITIN Premier Loans are designed for self-employed borrowers and individuals in California who do not have a Social Security Number but have an ITIN (Individual Taxpayer Identification Number). These loans make homeownership accessible to borrowers who may not qualify for traditional mortgages due to documentation limitations.

Qualify Using Your ITIN

With Tony McConnell at The Mortgage Krew, ITIN Premier Loans allow borrowers to qualify using their ITIN number, combined with alternative income documentation such as bank statements, profit and loss statements, or verified employment. This program ensures that self-employed individuals without a Social Security Number can still secure competitive financing for primary residences or investment properties. Tony McConnell at The Mortgage Krew guides you in gathering and presenting the necessary documentation to strengthen your application and demonstrate financial stability to lenders.

Ideal for Self-Employed Professionals Without SSNs

With Tony McConnell at The Mortgage Krew, ITIN Premier Loans are perfect for self-employed professionals, entrepreneurs, and independent contractors who legally work and earn income in the U.S. but do not have a Social Security Number. Whether you run a business, freelance, or consult independently, these loans provide a path to homeownership or real estate investment without traditional SSN-based qualification. Tony McConnell at The Mortgage Krew ensures your application reflects your true financial capacity and aligns with lending requirements for ITIN borrowers.

Benefits of ITIN Premier Loans

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Qualify Without a Social Security Number Use an ITIN to access mortgage financing for primary or investment properties.

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Ideal for Self-Employed Professionals Perfect for business owners, freelancers, and independent contractors without SSNs.

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Flexible Loan Options Available with competitive rates, multiple loan terms, and various financing structures.

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Streamlined Approval Process Reduced reliance on traditional documentation ensures faster underwriting and closings.

Flexible Loan Terms and Options

With Tony McConnell at The Mortgage Krew, ITIN Premier Loans offer a variety of flexible terms, including fixed-rate and adjustable-rate mortgages, competitive interest rates, and multiple loan term lengths. These loans can be used for purchasing a primary residence, refinancing an existing property, or investing in additional real estate. By leveraging alternative documentation and ITIN-based qualification, borrowers gain financing options that are both accessible and aligned with their financial goals.

Why Choose Us

With Tony McConnell at The Mortgage Krew, self-employed borrowers across California receive mortgage solutions built specifically around real-world income, not rigid lending formulas. Traditional lenders often struggle to properly evaluate self-employment income, which leads to unnecessary denials or delays. At The Mortgage Krew, every loan strategy is designed to reflect how entrepreneurs, business owners, and independent professionals actually earn and manage money.

We are known for

We are known for offering alternative income options, including bank statement loans, P&L loans, 1099 income, asset utilization, and WVOE programs.

With Tony McConnell at The Mortgage Krew, every mortgage is structured around the borrower’s financial reality—not generic lender templates.

Clients choose The Mortgage Krew for honest guidance, clear expectations, and consistent updates throughout the loan process.

We are known for thorough preparation, lender-aligned submissions, and smooth closings that keep transactions on track.

Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

"FAQs"

Yes. With Tony McConnell at The Mortgage Krew, self-employed borrowers have access to flexible loan programs such as bank statement loans, P&L loans, 1099 loans, asset utilization, and WVOE options designed specifically for non-traditional income.

Not always. With Tony McConnell at The Mortgage Krew, many programs allow qualification without tax returns, using alternative income documentation instead.

Yes. With Tony McConnell at The Mortgage Krew, zero down home loans and CalHFA FHA programs may be available for eligible California borrowers.

Yes. With Tony McConnell at The Mortgage Krew, ITIN Premier and ITIN Close Call loan programs are available for borrowers without a Social Security Number.

With Tony McConnell at The Mortgage Krew, properly prepared loans typically close within standard timelines, and proactive guidance helps avoid unnecessary delays.

Streamlined Process for ITIN Borrowers

With Tony McConnell at The Mortgage Krew, ITIN Premier Loans are designed to simplify the mortgage process for borrowers without Social Security Numbers. By focusing on verifiable income and ITIN-based eligibility, underwriting can proceed more smoothly, reducing delays and providing greater confidence in the approval process. Tony McConnell at The Mortgage Krew works with each borrower step-by-step, helping organize documentation, submit applications correctly, and navigate lender requirements for an efficient and successful mortgage experience.